搜题

根据规定,保证收益型理财计划的起点金额,人民币在( )以上。
A. 3万元 B. 4万元 C. 5万元 D. 6万元

个人理财 2023-05-25



参考答案:C

。《商业银行个人理财业务风险管理指引》第三十四条规定,商业银行 应综合分析所销售的投资产品可能对客户产生的影响,确定不同投资产品或理财计划的销售 起点。保证收益理财计划的起点金额,人民币应在5万元以上,外币应在5千美元(或等值外 币)以上;其他理财计划和投资产品的销售起点金额应不低于保证收益理财计划的起点金额,并依据潜在客户群的风险认识和承受能力确定。

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